
Carol Wu
VP of Lending, Interim Director of Business
Carol Wu is a seasoned finance and banking professional with over two decades of experience in commercial real estate lending, portfolio management, and credit analysis. With a strong background in underwriting, risk assessment, and client relationship management, she has successfully managed multimillion-dollar loan portfolios throughout her career.
Most recently, Carol served as Vice President and Portfolio Manager at Pacific Premier Banking Corporation, where she managed over $250 million bridge and construction loan portfolio, ensuring regulatory compliance, financial analysis, and portfolio growth. Her expertise includes structuring new loan originations, overseeing risk ratings, and collaborating with internal and external stakeholders to optimize lending strategies.
Prior, Carol served in leadership positions at Cathay Bank and East West Bank, managing portfolios exceeding $200 million in commercial real estate and construction loans. She played vital roles in enhancing credit risk analysis processes and ensuring adherence to regulatory compliance, further strengthening her expertise in the industry.
Carol holds a Master of Arts in Applied Economics from San Diego State University and a Bachelor’s degree in Economics from The Ohio State University. Fluent in English and Mandarin, she brings a multicultural perspective to the financial industry, enabling her to serve a diverse client base effectively.